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Services We Offer

Disability Insurance St. Petersburg

Living Benefits
Life Insurance you don’t have to die to use! With Living Benefits, you can access your benefits in the event of a Chronic, Critical or Terminal Illness or Critical Injury. The money is received tax free and is to be used at your discretion.

College Funding
With the rising cost of college, it is more important than ever to make sure that you’re taking the proper steps to maximize the growth potential of your children’s college fund while also protecting it against loss and taxation. Unlike some college savings plans, we provide tax free and penalty free savings for college bound or those taking a different direction.

Wealth Preservation
We work with Estate Planning Attorneys and Medicaid Planners in order to help you preserve your family’s wealth. Tax Free. Leave a legacy, do it for love.

Buy/Sell And Key Man
Business Continuance and Preservation Funding – Would you inherit a new partner (such as the spouse or children) if something happened to your current partner? Would your business go under in the event of the loss of a key man? How are you funding your Buy/Sell Agreement? Our Index Universal Life Policy provide funds you can access when your business needs cash. And provides protection from a catastrophic event, such as illness. All Tax Free!

Mortgage and Asset Protection
Insurance that covers your mortgage and/or assets with return of premium plus interest. Would your family be able to stay in their home in the even the unspeakable happened to you? We can help you with Tax Free Mortgage Protection and Income Replacement.

Home Healthcare and Long Term Care
If you are unable to perform 2 of the 6 daily normal activities (eating, bathing, dressing, transferring, toileting, moving around) by yourself, you qualify for a chronic illness benefit. Get the help you need and stay in your own home with Home Health Care or Nursing Home Care. The Tax Free funds are sent directly to you to use at your own discretion.

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